X.com: X

X . com was an American online bank founded by Ed Ho, Harris Fricker, Elon Musk, and Christopher Payne in 1999 in Palo Alto, California. It merged with competitor Confinity in 2000, retaining the X . com name, and the company changed its name to PayPal in 2001. Since 1999, Musk has incorporated the letter X into the branding of his companies, starting with x . com - an online financial superstore that later amalgamated with PayPal. Log in to your X account to access personalized content and updates. We serve the public conversation. Learn more about X the company, and how we ensure people have a free and safe place to talk.