VPA stands for Virtual Payment Address, a digital ID to send and receive funds through UPI -enabled apps. Learn how to create, use, and compare VPA with UPI ID, and explore the advantages of using VPA for online payments. VPA full form stands for virtual payment address. It is a unique ID used in the UPI transactions. Learn what VPA ID means, its benefits, how it works, and more. Confused about UPI ID vs VPA ? Learn the difference between UPI ID and VPA , UPI ID meaning, VPA meaning, UPI handle vs VPA , and UPI ID format. Find out if VPA is the same as UPI ID and how it works in UPI transactions. Also Read: NPCI Data: UPI Transactions Hit 20.7 Bn in October In summary, VPA in UPI is a smart digital address that simplifies transactions, strengthens privacy and security, and enhances the overall payment experience in India’s rapidly evolving digital payments ecosystem.