What is role of State/ UTs/ ULBs for Affordable Housing through Credit Linked Subsidy scheme ? Who are the nodal agencies who will be operating or responsible for disbursal of the subsidy under CLSS? Explore the updated PMAY 2025 guidelines, eligibility criteria, and benefits. Learn how to apply and secure affordable housing under the revised scheme . Pradhan Mantri Awas Yojana – Housing for All (Urban) \ [ PMAY -HFA (U)] is a flagship scheme aimed at providing affordable housing to urban poor and economically weaker sections. Pradhan Mantri Awas Yojana ( PMAY ) is a credit-linked subsidy scheme by the Government of India to provide affordable housing for the low and moderate-income residents. It has two components: PMAY -U for the urban poor and PMAY -G/R for the rural poor, with different eligibility criteria and subsidy rates.

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