Recently, the government increased the deposit limit in these financial instruments, making these schemes more beneficial and attractive. The Post Office Savings Account offers interest at the rate of 4 percent. Investment in this account can be started with a minimum of Rs 500 and there is no maximum investment limit. "Post Office interest rates or Post Office Savings Schemes interest rates are reviewed every quarter by the Government and are updated as on July 2025. Latest small savings schemes interest rate: The government has announced the interest rates for post office savings schemes for the final quarter of FY 2024-25. The government will again review the interest rate at the end of March 2025, to announce the interest rates for first quarter of FY 2025-26. Interest rates on post office schemes are determined based on the methodology suggested by the Shyamala Gopinath Committee.

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