HDFC Bank Regalia Gold Credit Card comes with an option to convert your big spends into EMI after purchase. To know more click here. The HDFC Bank Regalia Gold Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. The HDFC Bank Regalia Credit Card is enabled for contactless payments, facilitating fast, convenient and secure payments at retail outlets. To see if your Card is contactless, look for the contactless network symbol on your Card. The Regalia credit card range is one of HDFC Bank’s most sought-after offerings. It offers cardholders some of the best-in-class travel and lifestyle privileges. The HDFC Regalia Gold Credit Card can be your passport to a world of exclusive privileges. It comes with a joining and annual fee of ₹2,500 and welcomes you with free Club Vistara and MMT Black memberships, granting you priority check-in, lounge access, and a host of other benefits.