Introduction to HDFC Ergo Optima Secure + Key Add-ons HDFC ERGO’s Optima Secure is a flexible, feature-rich health insurance plan. It offers 2X sum insured from Day 1, attractive premium discounts, and a wide range of benefits and add-ons. Whether you're looking for comprehensive coverage or added protection through customisation, this plan is built to adapt to your evolving healthcare needs. Buy HDFC ERGO Optima Secure Health Insurance - 4X health cover, the option to choose your sum insured, secure benefit, automatic restore & plus benefit. The most recent addition to the HDFC Ergo General Insurance category is the HDFC ERGO Optima Secure. As a floater plan, this medical insurance plan is accessible to individuals as well as families. Upon completion of a year, the foundation of the plan that you choose is increased automatically by 50% following and 100% after two years, regardless of any claims made. Another prominent benefit of this plan is the Restoration Benefit. In case of any claims made throughout the year, 100% of the ... HDFC Ergo's Optima Secure offers 2X coverage from day one, no room rent or disease sub-limits, unlimited restore options, full AYUSH/daycare cover, and a wide choice of add-ons. Backed by a 98% claim settlement ratio, it's ideal for those seeking high, transparent protection.

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