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Apply for Bank of Baroda's digital personal loans conveniently online with easy access and quick approval. " Net Banking Credentials or Digital bank statement for last 6 months. Apply 24"7 from your convenient place end to end paperless process. Consider a customer avails a Digital Gold loan of Rs. 1,00,000/- for a period of 36 months at an interest rate of 11% per annum. (Not applicable For Overdraft,Demand Loan). Bank of Baroda offers a wide range of loans to meet your diverse needs. Different loans for different needs, whether the need is for a new house, gold loan, purchase of a new car or any business loan, our unique and need specific loans will enable you to convert your dreams to realities.