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RBI cuts repo rate to 5.5%: What it means for your loans, EMIs and savings With limited space left after cumulative rate cuts of 100 bps since February 2025, the RBI has also shifted its policy stance from "accommodative" to "neutral RBI MPC Meet Live: 'Lower interest rates will strengthen homebuyers’ confidence' “The decision to keep the repo rate at 5.5% alongside the projected real GDP growth of 6.8% is welcome. Get the latest Repo & Reverse Repo Rate 2025, their meaning, history, impact on the economy, and RBI ’s monetary policy updates. RBI MPC Meeting: In a big cheer for loan borrowers, RBI governor Sanjay Malhotra announced a more-than-expected 50 basis points repo rate cut. The repo rate now stands at 5.5%, down from 6%.