PM Vidyalakshmi Scheme 2025, check all the information about eligibility, objectives, documents, and so on. The scheme “Pradhan Mantri Vidyalaxmi ( PM - Vidyalaxmi )” by the Department of Higher Education, Ministry of Education, Government of India, aims to provide financial support to meritorious students so that financial constraints do not prevent any youth of India from pursuing quality higher education. Vidya Lakshmi Portal explained: features, benefits, CELAF form, registration, bank list, scheme search, and status tracking—clear, student-friendly guide for 2025. The Cabinet approved PM - Vidyalaxmi , a Central Sector scheme that provides financial support to meritorious students pursuing higher education in top 860 QHEIs. The scheme offers collateral free, guarantor free loans with 75% credit guarantee and 3% interest subvention for eligible students.