Digital India Corporation(DIC)Ministry of Electronics & IT (MeitY)Government of India® 1. Brief background for introduction of MUDRA Loan Scheme by Govt. of India As per NSSO survey (2013), there are around 5.77 crore small/micro units in the country, engaging around 12 crore people, mostly individual proprietorship/Own Account Enterprises. Over 60% of units are owned by persons belonging to Scheduled Caste, Scheduled Tribe or Other Backward Classes. Most of these units are outside the formal banking system and hence are forced to borrow from informal sources or use their ... Learn the definition, origin, benefits, and types of mudras, symbolic hand gestures that can enhance your yoga, meditation, and wellness. Find out how to practice mudras correctly and what they can do for your energy flow, focus, and emotional balance. A mudra is a gesture or seal. Mudras create a circuit in the body that stimulate the brain to transmit and channel energy flow during meditation