Help Line HelpLine(Oriental Insurance) 1800-425-0237 Toll Free( Medisep ) 1800-425-1857 Email info. medisep @kerala.gov.in Kerala Cabinet sets Rs 810 monthly premium for Medisep Phase II, raising health coverage for government employees and pensioners to Rs 5 lakh. Though MEDISEP coverage is restricted to the empanelled public and private hospitals, in case of accidents, heart attack and stroke, coverage will be provided even if done in non-empanelled hospitals. Forgot your password?