No refund on ITR AY 2025–26 until verification is complete — Income Tax Department is scrutinising mismatches and suspicious claims. Refunds will be delayed for flagged cases. Income tax refund delay reasons in 2025 : Several individuals report waiting since June or July, with some needing their refund urgently for emergencies. So, why is the Income tax refund getting delayed ? This article explains all. Facing income tax refund delays for AY 2025-26? Learn common reasons like PAN-Aadhaar issues, bank errors, or data mismatch , and simple steps to track and resolve your refund quickly.