Latest HDFC Bank Fixed Deposit Interest Rates 2025 (Below ₹3 Crore) HDFC Bank offers a wide range of FD schemes, including Domestic, NRO, and NRE Fixed Deposits , with interest rates tailored to different tenures. Below is the updated interest rate chart effective from June 25, 2025, for deposits below ₹3 crore. Note that senior citizen rates do not apply to NRIs, and the minimum tenure for NRE deposits is 1 year. HDFC Bank offers Fixed Deposit ( FD ) interest rates ranging from 2.75% to 6.60% per annum for the general public, and from 3.25% to 7.10% per annum for senior citizens, with tenures ranging from 7 days to 10 years. Now with HDFC Bank 's Fixed Deposit Accounts, enjoy benefits of higher interest rates by choosing from wide portfolio of fixed deposit scheme which best suits your needs.