Get your free credit report and score, with tools to help you understand and improve your credit . What's in your Experian credit report ? A 3-digit Experian credit score determined by your credit history (between 300 to 900) A summary of all your credit accounts along with detailed payment history and much more Personal information linked to your credit account A list of applications you've made for loans and credit cards.. Know About Experian Consumer Credit Report | Benefits Of Consumer Report and How To Get Your Experian Credit Report Online. Opting for the loan moratorium would not affect your credit score. However, it’s important you keep a track on your credit score and check for any errors, especially if you plan to apply for a fresh loan. Here is how you can get a free credit report and keep track of your scores.