Discover how ECS return charges impact mutual fund investments & learn proactive strategies to avoid them. Safeguard your returns now! ECS return charges are penalties imposed by banks when electronic transactions fail due to insufficient funds or other reasons. Learn how to avoid these charges and how they affect your SIPs and other ECS transactions. Learn about ECS /ACH return charges , including fees and policies. Discover how to avoid ECS bounce charges and what to expect when payments fail. Note : To obtain an aligned printout please download the (72.00 kb ) version to your machine and then use respective software to print the story.