A credit card is a plastic or metal card that allows you to borrow money to pay for goods and services, with interest and fees. Learn about the different types of credit cards, how they work, and how to use them responsibly to build your credit history. So, what is a credit card? A credit card is a small revolving line of credit from an issuing bank that you can access with a small plastic card. A credit card is a plastic or metal card that allows you to make purchases in person, over the phone or online. You might also be able to pay with your credit card by using a digital wallet or virtual card numbers. Because you can borrow and pay money back continuously, credit cards are a form of revolving credit . A credit card is a revolving line of credit that you can use, pay off and use again. Learn about the types, features, benefits and drawbacks of credit cards, and how to use them wisely.
